4 Relationships & Money Facts the Twenty-Year-Old Should Know

Pesa ya run dunia kweli! Valentine’s Day is fast approaching, meaning we will soon see people in twos, walking around dressed in red, holding roses on the streets. If you’re in a relationship there are two questions you’re probably asking yourself: “What special thing can we do?” and “Does this plan fit within my budget.”

Money. Money is a sensitive matter for a lot of people. In Kenya especially, we grow up suppressing conversations about money. However, when you are in a relationship, the longer you are together, the higher the chances that money will come into conversation. The danger is that disagreements over money can end the best of relationships. So here are some healthy practices that you should know for future reference.

• Be honest about your financial situation. If you cannot afford to take your Bae out for a 5 course candlelit dinner, then let them know! When you are honest, you help manage Bae’s expectations, so that they won’t be disappointed. If they’re unhappy about it, then it shows they are with you for the wrong reasons.
• Do not ever bring up money while in the middle of an argument. Things will go down south real quick! Instead, set aside a time that is convenient and non-threatening for both of you.
• Understand that in the relationship, chances are high that one person is a spender while the other is a saver. Appreciate that this means you both bring something good to the relationship. The spender will sometimes encourage their partner to experience new things, even when it feels like a splurge. The saver on the other hand makes sure that you both live within your means.
• If you choose to be open with each other about money, and to share financial responsibilities, do allow each person to still have their independence. This means you can each set aside money to be spent at your own discretion. Keeping a sense of your own financial self is key to a strong relationship.

That being said…

Do you think couples should be honest with each other about money? Would you let Bae know how much your earn?